January’s results
Dear Investors, By the end of January, our investors had earned a cumulative of 4,23m eur of interest for funding loans through Swaper. We added 27 394 new loans to…
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Should I Invest My Money or Pay off Debt?
If you’ve been reading up on this blog, you’ve probably noticed it’s mostly all about saving, investing, and the multiplication of your wealth. And, even though it’s already been a…
Why Taking out a Loan to Invest is a Bad Idea
Since the dawn of the Internet, the modern person has grown to be more and more educated and capable. On the average. This rings true for financial savvy as much…
CEO letter to investors
Dear Investors, I’m glad to welcome you all in 2022 and hope that you’ve been keeping healthy! The reason for writing you today is that I’d like you to have…
Life Insurance as an Investment
With how quick-paced life is these days, it only takes a few blinks of an eye – and you’re racing over the midlife trampoline, with a dependant or two in…
The 20/4/10 Rule When Buying a Car
Wherever you come from, whatever you do in life – there are a few things that will make up most of your expenses. Housing, sustenance, education and means of transportation…
Should You Rent or Buy a Home
Modern history shows us that humans have mostly moved away from the nomadic lifestyle. The vast majority of the nations now populating Europe are exactly the opposite of nomads –…
Looking back on November
Dear Investors, Suddenly, 2021 is close to coming to an end. We can probably all agree that the year (as well as the previous one) could have been easier on…
Should You Build an Emergency Fund and Why?
Indeed, let’s take a step back from all this unpleasant debt-talk we’ve had lately and delve into the unexpected emergencies of life with utterly morbid fascination. Because why not? After…
Using the Snowball method in Repaying Your Debts
As was promised, we continue with yet another entry for our Book of Debt. This time we’ll explore another method that might come handy in relieving your financial burden. Contrary…
Using the Avalanche Method to Pay off Debt
A new week, a new entry in the Book of the Debt. Perhaps, such a morbid reference to the ancient Egyptian Book of the Dead would be out of place…