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Swaper Blog

April’s overview

  • May 11, 2022
  • Announcements

Dear investors, We’re glad to start this overview with some great news. Namely, we were notified last month that re:think P2P lending community has chosen Swaper to perform as the…

Read MoreApril’s overview

Good Debt vs Bad Debt

  • May 2, 2022
  • Credit & Debt

If you’ve been reading up on our blog for the past few months, it might not come as a surprise to you any more – there are clearly distinguishable features…

Read MoreGood Debt vs Bad Debt

How Using a Credit Card Can Improve Your Credit Score

  • April 18, 2022
  • Credit & Debt

Expect the unexpected. Prepare for the unknown. In a vacuum, with unlimited resources – that would be the best strategy in order to avoid any financial struggles or delays. Then…

Read MoreHow Using a Credit Card Can Improve Your Credit Score

March Update

  • April 11, 2022
  • Announcements

Dear Investors, The long winter is finally finding its end and we’re surely all ready for some sunny spring. While there is a lot going on in the world right…

Read MoreMarch Update
ISA

What you should know about investing through ISA

  • April 6, 2022
  • Budgeting & Saving, Grow Your Portfolio

An ISA stands for Individual Savings Account. It’s a specific type of account that allows you to either save or invest a set amount of money each year. What makes…

Read MoreWhat you should know about investing through ISA

Should You Manage Your Finances Yourself or Hire a Professional?

  • March 21, 2022
  • Budgeting & Saving

Should you do anything yourself instead of hiring a professional, really? A question weighed by minds of the likes of Aristotle, Confucius and Nietzsche. Indeed, it’s easy to imagine Nietzsche…

Read MoreShould You Manage Your Finances Yourself or Hire a Professional?

February overview during the changed world

  • March 11, 2022
  • Announcements

Dear Investors, Europe and the world have changed substantially from January and there are things happening that we could not even imagine few weeks ago, our hearts go out to…

Read MoreFebruary overview during the changed world

Swaper update to Ukraine-Russia crisis

  • February 25, 2022
  • Announcements

Dear Investors, We have been following the conflict in Ukraine closely and we want to give you an update on the impact of this in relation to Swaper. Swaper does…

Read MoreSwaper update to Ukraine-Russia crisis

January’s results

  • February 24, 2022
  • Announcements

Dear Investors, By the end of January, our investors had earned a cumulative of 4,23m eur of interest for funding loans through Swaper. We added 27 394 new loans to…

Read MoreJanuary’s results

Should I Invest My Money or Pay off Debt?

  • February 21, 2022
  • Credit & Debt, Grow Your Portfolio

If you’ve been reading up on this blog, you’ve probably noticed it’s mostly all about saving, investing, and the multiplication of your wealth. And, even though it’s already been a…

Read MoreShould I Invest My Money or Pay off Debt?

Why Taking out a Loan to Invest is a Bad Idea

  • February 9, 2022
  • Credit & Debt, Grow Your Portfolio

Since the dawn of the Internet, the modern person has grown to be more and more educated and capable. On the average. This rings true for financial savvy as much…

Read MoreWhy Taking out a Loan to Invest is a Bad Idea
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Swaper Platform OÜ, registration No. 14726410 (“Swaper”), and SW Finance OÜ, registration No. 16774146, are companies registered in the Republic of Estonia, with their legal address at Viru väljak 2, 10111 Tallinn, Estonia. SW Finance OÜ is a wholly-owned subsidiary of Swaper Platform OÜ and has obtained License No. FFA000468 from the Estonian Financial Intelligence Unit. Swaper Platform OÜ is not regulated under any financial services license. The purchase of claim rights for loan receivables using Swaper is subject to risks. We advise diversifying investments and carefully evaluating the risks.