Wandoo Finance Group: Q2 2026 Performance Report

Dear Swaper Users,

Wandoo Finance Group Q2 2026 report is now available. A disciplined quarter, with steady attention to efficiency, portfolio quality and the work that builds long-term value.

We hope the report provides a clear snapshot of our progress and momentum. Below is a brief overview of the key highlights.

Key Highlights

  • Continued group-wide growth in Q2 2026 across Loan issuance, Revenue and Net portfolio, despite ongoing FX headwinds.
  • Currency hedging contracts acquired covering ~50% of Peru and ~33% of Poland currency exposure.
  • Product ecosystem expanded: B2B lending launched in Poland under the Wandoo Biznes brand (end of May); “minimum-to-pay” pilot in preparation in Spain.
  • Lithuania launched installment lending at quarter-end, completing market entry and positioning for commercial scaling in Q3.
  • Preparations began for a new institutional fundraising round across Europe and the Baltics, with a 12-month objective of securing expansion capital and diversifying funding.
  • In preparation for future participation in the capital markets, the company is actively working on redomiciling the holding company to Western Europe.
  • Two acquisition opportunities (in Europe and South America) analyzed; entered the due diligence phase.

Strong Q2 2026 financial results

  • Revenue: EUR 20.9 mln (↑ 9% QoQ, ↑ 47% YoY)
  • EBITDA: EUR 3.3 mln (↑ 6% QoQ, ↑ 6% YoY)
  • Net profit: EUR 0.8 mln (↑ 26% QoQ, ↓ 32% YoY due to negative FX effect)
  • Equity: EUR 12.5 mln (↑ 7% QoQ, ↑ 34% YoY)
  • Gross Portfolio: EUR 57.4 mln (↑ 2% QoQ, ↑ 38% YoY)

Risk Management & Portfolio Quality Overview in Q2 2026

Wandoo Finance maintained robust risk-management and continuous optimization efforts:

  • Loss rate across all markets showed a minor decline to 11.4% (from 11.1% in Q1 2026), due to additional risk taken on to stay competitive and drive further growth.
  • Despite more balanced portfolio growth, migrations within Early buckets remain insignificant, reflecting robust risk management and ongoing portfolio optimization.

Overall portfolio quality remained consistently strong, underscoring the resilience and stability of the Group’s lending strategy.

We extend our best wishes to Wandoo Finance Group for continued success and look forward to seeing the outcomes of its ongoing growth.

To read the full report, click here.