October at a Glance: Short term loan rate, Loyalty membership and Milestone
As autumn settles in, Swaper’s been quietly evolving — making thoughtful updates and reaching a milestone worth celebrating.
Swaper comes to you with some updates regarding Short term loan rates & Loyalty membership.
Changes to Wandoo Finance Spain Short-Term Loan Rates
We’d like to inform you about an upcoming adjustment to the interest rates for Wandoo Finance Spain short-term loans available on Swaper.
Starting November 14th, 2025, the new rates for Short-term loans will be:
- Standard users: 10% (previously 12%)
- Loyal members: 12% (previously 14%)
This means that all newly issued Wandoo Spain short-term loans after November 14th will reflect the new interest rates, i.e., placed claim rights on platform will be available with 10% or for Loyal members with 12% interest rate. Existing bought claim rights will remain unaffected.
You can find more detailed information about it on our blog here.
Swaper Loyalty membership changes
We are updating the Swaper Loyalty membership terms to ensure a consistent and transparent experience for all investors from January 5th, 2026.
All Loyal members (including those who obtained the status under previous conditions) will need to maintain a minimum account value of 25,000 EUR to qualify for Loyalty membership.
What this means is that if your current account value is below 25,000 EUR, you’ll need to reach this amount by January 5, 2026 to retain your Loyal member status.
From the same date, Loyalty membership will also depend on maintaining the required account balance at all times. Therefore, if your account value falls below 25,000 EUR due to a withdrawal, your Loyalty status will be removed the following day.
You can find more detailed information about it on our blog here.
1 billion Milestone Reached!
October didn’t just bring strong numbers—it delivered a moment worth celebrating.
We’re proud to share that Swaper officially crossed the 1 billion EUR mark in total cumulative purchased claim rights.
What we hinted at just a month ago is now a reality. And it’s not just a round number — it’s the result of nearly a decade of steady growth, shared goals and mutual trust. Every login, every Auto-Invest, every choice to stay with us has played a role.
So from all of us at Swaper: Thank you for helping make this milestone happen!
Alongside that achievement, October itself was another solid month. A total of 23.83 million EUR was funded through 42,224 new loans, bringing the total volume on the platform to just over 1.01 billion EUR, across more than 2.51 million loans issued. Our users have now collectively earned over 14.76 million EUR in interest — and October added yet another steady contribution to that growing total. If you’d like to dive deeper into the data, feel free to visit our Statistics page.
We appreciate your understanding and continued trust in Swaper as we work to optimize platform performance and deliver stable, long-term value to our users.