Interest Rate Changes for Short-Term Loans

We have an important update regarding upcoming interest rate changes on short-term loan claim rights.

What’s Changing (and When)

Starting July 1, 2025, we’re making some adjustments to the interest rates on short-term (consumer and business) loan claim rights:

Current rate: 14% (16% for Loyal members)
New rate: 12% (14% for Loyal members)

These changes reflect ongoing market trends, but rest assured — Swaper’s short-term loan claim rights remain among the most rewarding and competitive options out there.

What’s Staying the Same

Not everything is changing! Long-term business loan claim rights will remain steady at 14%–16%, making them a reliable choice for those who prefer a more predictable, long-term approach.

Heads-Up for Custom Auto-Invest Users

If you’re using a custom Auto-Invest scheme with a minimum rate of 14% (16% for Loyal members), you’ll need to adjust your settings by June 30, 2025 to match the new rates.

No time to tinker? No problem. You can always switch to Easy Invest, which adjusts automatically, so you can set it and forget it.

Need a Hand? We’re always here to help. Whether you have questions or just want to double-check your Auto-Invest setup, feel free to reach out at info@swaper.com. We’ve got your back.

Thanks for being part of the Swaper community. Here’s to a smooth, sunny transition into summer!

Wishing you all the best,
Your Swaper Team