February Highlights: Steady Progress Continues
February may be the shortest month of the year, but things certainly didn’t slow down on the platform. Let’s take a quick look at how February shaped up.
February in Numbers 📈
February kept the platform moving forward at a steady pace.
With the month behind us, total funded loan volume reached 1,086.6 million EUR, while users have now earned over 17.1 million EUR in interest overall.
Curious to see how the numbers evolve? Check out our Statistics page, where all key numbers are updated regularly.
Platform Updates and Helpful Reminders
Here are a few updates and reminders to help you get the most out of the platform.
💸 Good News: Less Cash Drag, More Long-Term Loans
Some of you may have already noticed another positive change – cash drag has decreased. In other words, fewer funds are sitting idle without being allocated to loans. At the same time, long-term loans have started appearing on the platform again on a more regular basis, helping improve allocation opportunities.
🚀 High-Yield Portfolio: Time to Switch
Our Auto-Invest portfolio, High-Yield, is designed to allocate funds more consistently and many users are already seeing positive results across the platform.
If maintaining consistent allocation is your goal, switching is the right step. Even if you usually prefer setting your own criteria, trying it for a few weeks can give you a useful comparison with your current setup.
🔄 Don’t Forget About the Secondary Market
While your Auto-Invest portfolio is active and doing the work for you, loans from the Secondary Market can still appear and offer additional opportunities.
So it’s worth keeping an eye on the Manual Invest section – there may be claim rights available that you won’t want to miss!
🤝 Invite a Friend and Earn a Bonus
If you’ve been a loyal and happy Swaper user for a while, this might be the perfect time to invite a friend to earn passive income.
Just make sure your friend signs up through your generated referral link or with the same email address you sent the invitation to. You can read more about the referral program and its terms here.
💳 Adding Funds? Don’t Forget Your User Account Number
A quick friendly reminder: when adding funds via bank transfer, please include your Swaper user account number in the payment purpose field. This helps us process your payment faster and ensures everything lands in the right place.
And if you already do this – thank you!
📄 Tax Season Reminder
With 2025 now behind us, many users are preparing their tax declarations.
You can easily download your account statement from your Swaper account by logging in through the website and navigating to:
- My Profile → Income Statement
- Select the relevant date range and click “Download statement”
Or simply use the direct link here.
Wrapping It Up
Before we close out February, just a quick thank you for being part of the Swaper community!
We’ll continue sharing updates, improvements and helpful tips here on the blog, so stay tuned and keep checking back throughout the year.
Your Swaper Team