Budgeting & Saving

The Psychological Impact of Financial Well-being

Financial well-being goes beyond simply having enough money to cover basic needs. It encompasses a sense of security, freedom of choice, and control over one’s financial future. However, financial well-being…

Building wealth is boring!

It requires preparation and risk management, but once those are handled, all that’s left is adding funds and waiting for returns – yawn! Having a well-organized life with minimal drama…

Passive Income – Is It a Myth or Not?

Passive income is a term that evokes images of financial freedom, leisurely lifestyles, and wealth accumulation without the daily grind of a traditional job. But is it a real, attainable…

House Hacking

What exactly is it, and how can you benefit from it? Well, house hacking is a term typically reserved for renting and/or buying property, of which you subsequently rent out…

Avoiding Lifestyle Creep

So you’ve finally received that long awaited promotion and pay raise. Your investment portfolio has done really well and you all of a sudden have an influx of cash at…

Savings Account Options in the UK

For a while now it has felt as if managing one’s personal finances have moved from a rather modest, cautious approach towards a more aggressive, adventurous one. Get-rich-quick-or-not-at-all even. And…

Should You Build an Emergency Fund and Why?

Indeed, let’s take a step back from all this unpleasant debt-talk we’ve had lately and delve into the unexpected emergencies of life with utterly morbid fascination. Because why not? After…

How to Minimise Your Monthly Expenses

We all know the global economy is booming. In fact it’s smouldering. We ourselves heat it up. People spend more and more money as time passes. There are individuals amongst…