August’s Highlights

August has wrapped up, and with it, we say goodbye to summer’s busiest days and step into the new season with renewed focus and momentum. Before diving into September’s opportunities, let’s take a moment to look back at how August shaped.

August in Numbers

August was another strong month on the platform. A total of 24,27 million EUR was funded through 44 578 new loans, bringing the total volume on Swaper to more than 964,2 million EUR and 2,45 million loans. We’re also happy to share that our users have now earned over 14,22 EUR million in interest, with August making a steady contribution to this achievement. For a more detailed overview, please check our statistics page.

These updates reflect our commitment to improving your experience and ensuring a smoother onboarding process through a new Know Your Customer (KYC) provider.

Here’s what you need to know:

  • Current Terms remained valid until July 29, 2025, 23:59.
  • The updated Terms are now in force since July 30, 2025.
  • You can review them in your Swaper account → My Profile → Agreements section.
  • Continued use of Swaper confirms your acceptance.
Key changes include:
  • Introduction of a new verification provider (ShuftiPro) for user identification.
  • More detailed user requirements, including declaration of PEP status and restrictions on illicit funds.
  • Clearer separation of liability clauses for Users and Swaper.
  • Removal of the unused “Payment Processing Fee” definition.
  • Clarifications on data processing, with data stored in the EU but managed by a UK-based KYC provider.
If you have questions, reach us anytime at info@swaper.com
2. Q2 2025 Performance Report

On August 15, 2025, we published the Wandoo Finance Investor Report for Q2 2025. The results underline a strong trajectory, highlighting both robust growth and resilience in the Group’s operations.

Highlights at a glance:
  • Revenue: €14.3M (+88% YoY, +2% QoQ)
  • EBITDA: €3.1M (+88% YoY, -2% QoQ)
  • Net Profit: €1.7M (+500% YoY, +167% QoQ)
  • Lowered cost of funding and strengthened financial position
  • New executive hires and strategic sponsorship with CFR 1907 Cluj for brand visibility
  • Portfolio quality remained stable and resilient, with only minor shifts in loan buckets and a consistent 10.3% loss rate
You can read the full report here.

August closed the summer on a strong note, and now we’re entering September with optimism, stronger foundations, and exciting momentum ahead. Stay tuned for more updates, and as always, thank you for being part of our journey.

Here’s to a productive and rewarding September for all of us!

Your Swaper Team