A Look Back at January: Steady and On Track

While the world was easing back into routines, things on Swaper moved along at a steady, healthy pace. New loans kept coming in, users stayed active and our fully automated Easy Invest handled well the work in the background.

Let’s take a quick look at how January shaped up and cover a few important updates you shouldn’t miss.

January in Numbers 📈

January kept the platform moving forward at a solid rhythm.

By the end of the month, the total amount of funded loans passed 1 065 million EUR, marking another solid step beyond the one-billion milestone. At the same time, total interest earned by users moved beyond 16.6 million EUR and continues to grow steadily month after month.

For the full breakdown, head over to our Statistics page.

What’s Been Updated Recently

Updates for Auto-Invest Portfolios and Dashboard

Some of you have already noticed – we’ve rolled out a visual update on the Swaper dashboard. You can now see the balance (value) of manually purchased loan claim rights directly in your overview. You asked and we listened! 🎉

This update also gives our auto invest portfolios a refreshed identity with new names:

  • Easy-Invest is now High-Yield
  • Custom Auto-Invest is now Advanced

So, why the change?

It’s part of a broader strategy that will allow you to create and manage multiple Auto-Invest portfolios. For now, only the names have changed, but we’re aiming to finalize this in upcoming weeks (hopefully even sooner!) This has been high on your wish list and we’re excited about the solution we’re developing to make it work for you!

Secondary Market Update

If you’ve wondered why the manual claim buying section was often empty. Well, we changed that with latest Auto-Invest upgrade and you will see more claims showing up there.

So if you’re browsing manually and notice familiar-looking claim rights – that’s why!

Loyalty Bonus – Important Clarification 📢

We know there’s been some confusion around Loyalty bonus program status, so let’s clear it up:

  • Any previous loyalty terms are no longer in effect.
  • To gain or keep loyalty status, you must keep it above 25 000 EUR for three consecutive months, as:
    • The system checks your balance every day.
    • Rounding and daily changes can cause it to dip below the threshold.

Quick Tips to Make Your Experience Smoother

Don’t Miss Important Account Emails
To avoid missing important emails from us – like OTPs or registration related messages – we recommend adding Swaper to your email provider’s safe sender list. That way, important emails won’t end up in spam and you won’t have to worry later.

Two-Factor Authentication Reminder
If you’ve enabled two-factor authentication (2FA), please remember that the code is generated through apps like Google Authenticator or Authy – it is not sent to you by email. We’ve seen a bit of confusion around this, so we wanted to clarify.

Turn Idle Funds Into Steady Activity with Easy Invest (High-Yield)
If you’d like your funds to be allocated more consistently (just like many users already do), switching to Easy Invest (High-Yield) is a great option. It’s designed to handle the process for you – no need for constant checking or manual effort.

Support Hours during Estonian Independence Day

Thinking of reaching out to our support team later this month? Here’s a quick note on adjusted hours:

  • February 23rd: open from 09:00 to 14:00 (EET)
  • February 24th: closed all day

Please note also that payments are not processed during 24th of February also. We’ll be back to regular hours right after.

As always, thanks for being here and keep an eye out for more updates throughout the year. Your future self will definitely thank you! 😉

Your Swaper Team