Wandoo Finance Group: Q2 2025 Performance Report

Dear Swaper Community,

We are pleased to share with You the Wandoo Finance Investor Report for Q2 2025.

Our team is confident that you will find the results both impressive and encouraging. For your convenience, we’ve summarized the key highlights below.

Key Highlights

  • Continued growth in Loan Issuance, Revenue, EBITDA, Net Profit, and Net Portfolio on YoY basis
  • H1 2025 Net profit surpasses full-year 2024 earnings
  • Lowered Cost of Funding at P2P platform
  • Investor rate adjustment amid strengthened financial position
  • Executive Team strengthened through strategic leadership hires
  • Strategic Sponsorship with CFR 1907 Cluj to boost brand visibility
  • Improved Marketing Efficiency driven by strong organic growth

 Strong Q2 2025 Financial Results

  • Revenue: €14.3M (↑ 88% YoY, ↑ 2% QoQ)
  • EBITDA: €3.1M (↑ 88% YoY, ↓ 2% QoQ)
  • Net Profit: €1.7M (↑ 500% YoY, ↑ 167% QoQ)

Risk Management & Portfolio Quality Overview – Q2 2025

Wandoo Finance maintained its disciplined risk management approach amid strong portfolio growth:

  • Loss rate across all markets remained at 10.3% (10.2% in Q1 2025), reflecting effective risk control during expansion phases.
  • Robust loan portfolio growth resulted in only minor shifts from the Current bucket to Late buckets.

Portfolio quality remained consistently strong and stable, underscoring the resilience of the Group’s lending strategy.

 

We wish Wandoo Finance Group continued success and look forward to observing the positive outcomes of its ongoing growth.

To dive into the full insights, click here.