{"id":3109,"date":"2026-08-13T11:45:24","date_gmt":"2026-08-13T08:45:24","guid":{"rendered":"https:\/\/swaper.com\/blog\/?p=3109"},"modified":"2026-08-13T11:48:34","modified_gmt":"2026-08-13T08:48:34","slug":"swaper-august-update-2026","status":"publish","type":"post","link":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/","title":{"rendered":"Back on the Radar: Catching Up This August"},"content":{"rendered":"<p>It\u2019s been a little while since our last monthly recap, so we thought it was time for a proper catch-up. Before summer gets away from us, let\u2019s look back at recent months, take a closer look at July\u2019s numbers and go through a few useful updates and reminders for August.<\/p>\n<h3>\ud83d\udcca July in Numbers&nbsp;<\/h3>\n<p>Let\u2019s get straight to the numbers and see how the platform looked in July.<\/p>\n<p>During the month, <strong>3.91 million EUR <\/strong>in loans were funded, bringing the total value of loan claims sold on Swaper to more than <strong>1.126 billion EUR<\/strong>. Meanwhile, interest paid to users reached <strong>19.91 million EUR<\/strong> and our community grew to <strong>10 618<\/strong> registered users.<\/p>\n<p>Curious to dig deeper? Visit our <a href=\"https:\/\/swaper.com\/en\/statistics\"><strong>Statistics page<\/strong><\/a> for the latest platform figures and updates.<\/p>\n<h4><strong>A Closer Look at Cash Drag and Loan Availability<\/strong><\/h4>\n<p>There\u2019s more good news behind the numbers. Average cash drag for <strong>High-Yield portfolios currently stands at 4.14%, <\/strong>compared with<strong> 6.20% for Advanced portfolios.<\/strong> High-Yield was built with consistent allocation in mind, without the need to set individual criteria and the current results show how that works in practice.<\/p>\n<p>And there\u2019s plenty happening on the loan side too. Long-term loans currently make up<strong> most of the available loan structure<\/strong>, with 89% consisting of 24-month loans and another 8% of 12-month loans. Short-term loans account for the remaining 3%. Long-term loans generally offer <strong>higher returns and greater stability<\/strong>, giving users more options for keeping funds active over a longer period.<\/p>\n<h4><strong>Annual Reports: What\u2019s Published and What\u2019s Next<\/strong><\/h4>\n<p>Transparency remains an important part of keeping you informed about the Loan Originators behind the platform.<\/p>\n<p>Our latest blog post covers the <strong>Wandoo Finance Group Annual Report for 2025<\/strong>, including the key financial results and highlights from the past year. If you haven\u2019t had a chance to read it yet, you can find the full overview on our blog post <a href=\"https:\/\/swaper.com\/blog\/en\/wandoo-finance-group-audited-consolidated-annual-report-for-year-2025\/\"><strong>here<\/strong><\/a>.<\/p>\n<p>And there\u2019s more to come. <strong>SW Finance\u2019s Annual Report<\/strong> will be ready soon, followed by the <strong>Swaper\u2019s Annual Report<\/strong>.<\/p>\n<p>We\u2019ll share both once they\u2019re available, so keep an eye on the blog for the latest updates.<\/p>\n<h4><strong>Deposits &amp; Withdrawals &#8211; A Friendly Reminder<\/strong><\/h4>\n<p>A couple of quick reminders to keep things running smoothly:<\/p>\n<ul>\n<li><strong>Withdrawals:<\/strong> Please plan ahead. Withdrawal payments are usually processed <strong>on the<\/strong> <strong>second business day <\/strong>after your withdrawal request (excluding weekends and Estonian public holidays). Once processed on our side, the final arrival time depends on your bank, provided that all payment details are correct.<\/li>\n<li><strong>Deposits:<\/strong> When adding funds, make sure to <strong>include your User Account number<\/strong> in the payment purpose field and avoid using automatic translation on our payment details page. This helps us process your payment smoothly and without unnecessary delays.<\/li>\n<li><strong>Important:<\/strong> All withdrawals can only be made to the <strong>personal bank account <\/strong>linked to your User Account.<\/li>\n<li><strong>Payments from abroad:<\/strong> Please note that payments made from outside the EU, EEA, UK, or Switzerland<strong> will be returned<\/strong> and may be subject to <strong>additional fees<\/strong>. Please double-check this before making a transfer to avoid unnecessary costs.<\/li>\n<\/ul>\n<p>\ud83d\udca1 <strong>Pro tip:<\/strong> Use all the payment details exactly as shown on our <a href=\"https:\/\/swaper.com\/en\/settings\/add-funds\"><strong>Payment Details page<\/strong><\/a>. This helps your payment reach the right place and be processed without unnecessary delays.<\/p>\n<h5><strong>Estonian Public Holiday Coming Up<\/strong><\/h5>\n<p>Estonia celebrates Independence Restoration Day <strong>on<\/strong> <strong>August 20<\/strong>, so please keep the public holiday in mind when planning payments, including both deposits and withdrawals, or reaching out to our support team.<\/p>\n<p>Bank processing times are also affected by the holiday, so if you need your funds by a certain date, it\u2019s always a good idea to plan a little ahead.<\/p>\n<h5><strong>Until Next Time!<\/strong><\/h5>\n<p>That\u2019s our catch-up for now! It\u2019s good to be back with another monthly update and we\u2019ll make sure there\u2019s less time between this one and the next.<\/p>\n<p>As always, thank you for your continued trust and for being part of the Swaper journey. Stay tuned for what\u2019s next!<\/p>\n<p><strong>Your Swaper Team<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s been a little while since our last monthly recap, so we thought it was time for a proper catch-up. Before summer gets away from us, let\u2019s look back at recent months, take a closer look at July\u2019s numbers and go through a few useful updates and reminders for August. \ud83d\udcca July in Numbers&nbsp; Let\u2019s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3110,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3109","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Swaper August Update 2026: July Numbers &amp; Latest Highlights<\/title>\n<meta name=\"description\" content=\"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Swaper August Update 2026: July Numbers &amp; Latest Highlights\" \/>\n<meta property=\"og:description\" content=\"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Swaper Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/swaperinvest\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-13T08:45:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-13T08:48:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png\" \/>\n\t<meta property=\"og:image:width\" content=\"690\" \/>\n\t<meta property=\"og:image:height\" content=\"460\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Swaper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Swaper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/\"},\"author\":{\"name\":\"Swaper\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#\\\/schema\\\/person\\\/4abbc195790bcf947bacd03be974646c\"},\"headline\":\"Back on the Radar: Catching Up This August\",\"datePublished\":\"2026-08-13T08:45:24+00:00\",\"dateModified\":\"2026-08-13T08:48:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/\"},\"wordCount\":665,\"publisher\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/Swaper_Blog_August-2026_690x460px.png\",\"articleSection\":[\"Announcements\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/\",\"url\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/\",\"name\":\"Swaper August Update 2026: July Numbers & Latest Highlights\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/Swaper_Blog_August-2026_690x460px.png\",\"datePublished\":\"2026-08-13T08:45:24+00:00\",\"dateModified\":\"2026-08-13T08:48:34+00:00\",\"description\":\"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.\",\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/en\\\/swaper-august-update-2026\\\/#primaryimage\",\"url\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/Swaper_Blog_August-2026_690x460px.png\",\"contentUrl\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/Swaper_Blog_August-2026_690x460px.png\",\"width\":690,\"height\":460},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/swaper.com\\\/blog\\\/\",\"name\":\"Swaper Blog\",\"description\":\"Passive income. It&#039;s Easy!\",\"publisher\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/swaper.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#organization\",\"name\":\"Swaper Blog\",\"url\":\"https:\\\/\\\/swaper.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/swaper-logo-web.png\",\"contentUrl\":\"https:\\\/\\\/swaper.com\\\/blog\\\/wp-content\\\/uploads\\\/swaper-logo-web.png\",\"width\":282,\"height\":60,\"caption\":\"Swaper Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/swaperinvest\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/swaper\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCkAbe54JsXVhogsFo65rpVQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/swaper.com\\\/blog\\\/#\\\/schema\\\/person\\\/4abbc195790bcf947bacd03be974646c\",\"name\":\"Swaper\",\"sameAs\":[\"http:\\\/\\\/10.0.0.17\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Swaper August Update 2026: July Numbers & Latest Highlights","description":"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/","og_locale":"en_GB","og_type":"article","og_title":"Swaper August Update 2026: July Numbers & Latest Highlights","og_description":"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.","og_url":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/","og_site_name":"Swaper Blog","article_publisher":"https:\/\/www.facebook.com\/swaperinvest\/","article_published_time":"2026-08-13T08:45:24+00:00","article_modified_time":"2026-08-13T08:48:34+00:00","og_image":[{"width":690,"height":460,"url":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png","type":"image\/png"}],"author":"Swaper","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Swaper","Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/#article","isPartOf":{"@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/"},"author":{"name":"Swaper","@id":"https:\/\/swaper.com\/blog\/#\/schema\/person\/4abbc195790bcf947bacd03be974646c"},"headline":"Back on the Radar: Catching Up This August","datePublished":"2026-08-13T08:45:24+00:00","dateModified":"2026-08-13T08:48:34+00:00","mainEntityOfPage":{"@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/"},"wordCount":665,"publisher":{"@id":"https:\/\/swaper.com\/blog\/#organization"},"image":{"@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png","articleSection":["Announcements"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/","url":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/","name":"Swaper August Update 2026: July Numbers & Latest Highlights","isPartOf":{"@id":"https:\/\/swaper.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/#primaryimage"},"image":{"@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png","datePublished":"2026-08-13T08:45:24+00:00","dateModified":"2026-08-13T08:48:34+00:00","description":"Catch up on Swaper\u2019s July numbers, cash drag and loan availability, 2025 annual reports, platform reminders and what\u2019s coming next.","inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/swaper.com\/blog\/en\/swaper-august-update-2026\/#primaryimage","url":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png","contentUrl":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/Swaper_Blog_August-2026_690x460px.png","width":690,"height":460},{"@type":"WebSite","@id":"https:\/\/swaper.com\/blog\/#website","url":"https:\/\/swaper.com\/blog\/","name":"Swaper Blog","description":"Passive income. It&#039;s Easy!","publisher":{"@id":"https:\/\/swaper.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/swaper.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/swaper.com\/blog\/#organization","name":"Swaper Blog","url":"https:\/\/swaper.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/swaper.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/swaper-logo-web.png","contentUrl":"https:\/\/swaper.com\/blog\/wp-content\/uploads\/swaper-logo-web.png","width":282,"height":60,"caption":"Swaper Blog"},"image":{"@id":"https:\/\/swaper.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/swaperinvest\/","https:\/\/www.linkedin.com\/company\/swaper\/","https:\/\/www.youtube.com\/channel\/UCkAbe54JsXVhogsFo65rpVQ"]},{"@type":"Person","@id":"https:\/\/swaper.com\/blog\/#\/schema\/person\/4abbc195790bcf947bacd03be974646c","name":"Swaper","sameAs":["http:\/\/10.0.0.17"]}]}},"modified_by":"Swaper","_links":{"self":[{"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/posts\/3109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/comments?post=3109"}],"version-history":[{"count":18,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/posts\/3109\/revisions"}],"predecessor-version":[{"id":3132,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/posts\/3109\/revisions\/3132"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/media\/3110"}],"wp:attachment":[{"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/media?parent=3109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/categories?post=3109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swaper.com\/blog\/wp-json\/wp\/v2\/tags?post=3109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}