{"id":2946,"date":"2025-12-08T12:17:41","date_gmt":"2025-12-08T10:17:41","guid":{"rendered":"https:\/\/swaper.com\/blog\/?p=2946"},"modified":"2025-12-08T12:44:02","modified_gmt":"2025-12-08T10:44:02","slug":"november-highlights-key-updates","status":"publish","type":"post","link":"https:\/\/swaper.com\/blog\/en\/november-highlights-key-updates\/","title":{"rendered":"November Highlights &#038; Key Updates"},"content":{"rendered":"<p style=\"text-align: left;\">As December unfolds with its festive lights and winter calm, we find ourselves in the final chapter of 2025. While many turn their attention to year-end matters, we invite you to take a brief moment to look back. Below is a summary of the key updates and results from the past month.<\/p>\n<h5 style=\"text-align: left;\"><strong>Platform Activity \u2013 November 2025<\/strong><\/h5>\n<p style=\"text-align: left;\">In November, Swaper\u2019s platform continued to demonstrate steady momentum. A total of <strong>18.56 million EUR<\/strong> was funded through new loans, bringing the total volume on Swaper to more than <strong>1.02 billion EUR<\/strong> and <strong>2,58 million loans<\/strong>. We\u2019re also happy to share that our users have now earned over <strong>15.62 EUR million<\/strong> in interest. For a more detailed overview, please check our <a href=\"https:\/\/swaper.com\/en\/statistics\">statistics page<\/a>.<\/p>\n<h5 style=\"text-align: left;\"><strong>Wandoo Finance Group \u2013 Q3 2025 Performance<\/strong><\/h5>\n<p style=\"text-align: left;\">The third quarter of 2025 marked another strong period for Wandoo Finance Group, with continued growth across all key metrics:<\/p>\n<ul style=\"text-align: left;\">\n<li>Net profit for the first nine months of 2025 exceeded the full-year 2024 result by 50%.<\/li>\n<li>Revenue reached<strong> 15.4 million EUR<\/strong>, up 58% YoY.<\/li>\n<li>EBITDA stood at\u00a0<strong>3.1 million EUR<\/strong>, up 24% YoY.<\/li>\n<li>Equity increased to\u00a0<strong>10.1 million EUR<\/strong>, showing a 63% YoY growth.<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Operational highlights included record performance in Romania, improved marketing efficiency, and a fully automated lending process launched in Peru. Risk management remained disciplined, even as the portfolio grew \u2014 maintaining a high-quality structure across markets.<\/p>\n<p><a href=\"https:\/\/swaper.com\/blog\/en\/wandoo-finance-group-performance-report-for-q3-2025\/\" target=\"_blank\" rel=\"noopener\">Read more about it here<\/a>.<\/p>\n<h5 style=\"text-align: left;\"><strong>Swaper Annual Report 2024 \u2013 Key Takeaways<\/strong><\/h5>\n<p style=\"text-align: left;\">Earlier this month, we published our audited Annual Report for 2024. Here are the main highlights:<\/p>\n<ul style=\"text-align: left;\">\n<li>Revenue grew to <strong>4.43 million EUR<\/strong> (2023: <strong>2.97 million EUR<\/strong>).<\/li>\n<li>Platform adoption accelerated: total user-provided funds rose to <strong>32.7 million EUR<\/strong>, and active users increased by <strong>17%<\/strong>.<\/li>\n<li>Cumulative loan volume reached <strong>760 million EUR<\/strong>, a 50% increase year-over-year.<\/li>\n<li>Despite a small net loss of <strong>57,864 EUR<\/strong>, our position strengthened through increased activity and a broader loan offering.<\/li>\n<\/ul>\n<p style=\"text-align: left;\">Notably, the implementation of a new business model via SW Finance O\u00dc marks an important milestone, enabling us to expand into business loan origination under a licensed structure.<\/p>\n<p><a href=\"https:\/\/swaper.com\/blog\/en\/swaper-platforms-2024-annual-report-is-out-now\/\" target=\"_blank\" rel=\"noopener\">Read more about it here<\/a>.<\/p>\n<h5 style=\"text-align: left;\"><strong>Looking Ahead<\/strong><\/h5>\n<p style=\"text-align: left;\">We remain focused on sustainable growth, operational transparency, and strict risk management. Our priorities for the upcoming year include:<\/p>\n<ul style=\"text-align: left;\">\n<li>Expanding loan variety by working with new loan originators.<\/li>\n<li>Improving user experience and platform functionality.<\/li>\n<li>Maintaining strong compliance with regulatory requirements.<\/li>\n<\/ul>\n<h5 style=\"text-align: left;\">\ud83c\udf84 Wishing You a Peaceful December<\/h5>\n<p style=\"text-align: left;\">As the holiday season begins, we would like to thank you for your continued trust. December brings a certain calm and reflection \u2014 and while we remain focused on our work, we also wish you joyful holidays and a successful start of 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As December unfolds with its festive lights and winter calm, we find ourselves in the final chapter of 2025. While many turn their attention to year-end matters, we invite you to take a brief moment to look back. Below is a summary of the key updates and results from the past month. Platform Activity \u2013 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":2947,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2946","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>November Highlights &amp; Key Updates - Swaper Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swaper.com\/blog\/en\/november-highlights-key-updates\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"November Highlights &amp; Key Updates - Swaper Blog\" \/>\n<meta property=\"og:description\" content=\"As December unfolds with its festive lights and winter calm, we find ourselves in the final chapter of 2025. 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