{"id":2904,"date":"2025-11-05T15:42:40","date_gmt":"2025-11-05T13:42:40","guid":{"rendered":"https:\/\/swaper.com\/blog\/?p=2904"},"modified":"2025-11-05T15:58:15","modified_gmt":"2025-11-05T13:58:15","slug":"october-at-a-glance-short-term-loan-rate-loyalty-membership-and-milestone","status":"publish","type":"post","link":"https:\/\/swaper.com\/blog\/en\/october-at-a-glance-short-term-loan-rate-loyalty-membership-and-milestone\/","title":{"rendered":"October at a Glance: Short term loan rate, Loyalty membership and Milestone"},"content":{"rendered":"<p>As autumn settles in, Swaper\u2019s been quietly evolving \u2014 making thoughtful updates and reaching a milestone worth celebrating.<\/p>\n<p>Swaper comes to you with some updates regarding Short term loan rates &amp; Loyalty membership.<\/p>\n<p><strong><em>&nbsp;<\/em><\/strong><\/p>\n<h3>Changes to Wandoo Finance Spain Short-Term Loan Rates<\/h3>\n<p>We\u2019d like to inform you about an upcoming adjustment to the interest rates for Wandoo Finance Spain short-term loans available on Swaper.<\/p>\n<p>Starting November 14th, 2025, the new rates for Short-term loans will be:<\/p>\n<ul>\n<li>Standard users: 10% (previously 12%)<\/li>\n<li>Loyal members: 12% (previously 14%)<\/li>\n<\/ul>\n<p>This means that all newly issued Wandoo Spain short-term loans after November 14th will reflect the new interest rates, i.e., placed claim rights on platform will be available with 10% or for Loyal members with 12% interest rate. Existing bought claim rights will remain unaffected.<\/p>\n<p>You can find more detailed information about it <a href=\"https:\/\/swaper.com\/blog\/en\/updates-about-short-term-loan-rate-and-loyalty-membership\/\">on our blog here<\/a>.<\/p>\n<p><em>&nbsp;<\/em><\/p>\n<h3>Swaper Loyalty membership changes<\/h3>\n<p>We are updating the Swaper Loyalty membership terms to ensure a consistent and transparent experience for all investors from January 5<sup>th<\/sup>, 2026.<\/p>\n<p>All Loyal members (including those who obtained the status under previous conditions) will need to maintain a minimum account value of 25,000 EUR to qualify for Loyalty membership.<br \/>\nWhat this means is that if your current account value is below 25,000 EUR, you\u2019ll need to reach this amount by January 5, 2026 to retain your Loyal member status.<\/p>\n<p>From the same date, Loyalty membership will also depend on maintaining the required account balance at all times. Therefore, if your account value falls below 25,000 EUR due to a withdrawal, your Loyalty status will be removed the following day.<\/p>\n<p>You can find more detailed information about it <a href=\"https:\/\/swaper.com\/blog\/en\/updates-about-short-term-loan-rate-and-loyalty-membership\/\">on our blog here<\/a>.<\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<h3>1 billion Milestone Reached!<\/h3>\n<p>October didn\u2019t just bring strong numbers\u2014it delivered a moment worth celebrating.<\/p>\n<p>We\u2019re proud to share that <strong>Swaper officially crossed the 1 billion EUR mark<\/strong> in total cumulative purchased claim rights.<\/p>\n<p>What we hinted at just a month ago is now a reality. And it\u2019s not just a round number \u2014 it\u2019s the result of nearly a decade of steady growth, shared goals and mutual trust. Every login, every Auto-Invest, every choice to stay with us has played a role.<\/p>\n<p>So from all of us at Swaper: Thank you for helping make this milestone happen!<\/p>\n<p>Alongside that achievement, October itself was another solid month. A total of <strong>23.83 million EUR<\/strong> was funded through <strong>42,224 new loans<\/strong>, bringing the total volume on the platform to just over <strong>1.01 billion EUR<\/strong>, across more than <strong>2.51 million loans<\/strong> issued. Our users have now collectively earned over <strong>14.76 million EUR in interest <\/strong>\u2014 and October added yet another steady contribution to that growing total. If you\u2019d like to dive deeper into the data, feel free to visit our <a href=\"https:\/\/swaper.com\/en\/statistics\">Statistics page<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>We appreciate your understanding and continued trust in Swaper as we work to optimize platform performance and deliver stable, long-term value to our users.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As autumn settles in, Swaper\u2019s been quietly evolving \u2014 making thoughtful updates and reaching a milestone worth celebrating. Swaper comes to you with some updates regarding Short term loan rates &amp; Loyalty membership. &nbsp; Changes to Wandoo Finance Spain Short-Term Loan Rates We\u2019d like to inform you about an upcoming adjustment to the interest rates [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2907,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2904","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-announcements"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>October at a Glance: Short term loan rate, Loyalty membership and Milestone - Swaper Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swaper.com\/blog\/en\/october-at-a-glance-short-term-loan-rate-loyalty-membership-and-milestone\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"October at a Glance: Short term loan rate, Loyalty membership and Milestone - Swaper Blog\" \/>\n<meta property=\"og:description\" content=\"As autumn settles in, Swaper\u2019s been quietly evolving \u2014 making thoughtful updates and reaching a milestone worth celebrating. 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