{"id":1246,"date":"2021-11-16T11:30:06","date_gmt":"2021-11-16T09:30:06","guid":{"rendered":"https:\/\/swaper.com\/blog\/?p=1246"},"modified":"2022-03-14T11:57:59","modified_gmt":"2022-03-14T09:57:59","slug":"reflection-on-october","status":"publish","type":"post","link":"https:\/\/swaper.com\/blog\/en\/reflection-on-october\/","title":{"rendered":"Reflection on October"},"content":{"rendered":"

Dear Investors,<\/p>\n

As the days are getting shorter, the end of the current year seems to be getting closer and closer. We\u2019ve kept busy with usual operations as well as constantly working on enhancements to make Swaper perform as good as possible.<\/p>\n

Number wise, October\u2019s Statistics<\/a> show that our investors had earned a cumulative of 3,88m eur return by the end of last month. We added 25 581 new loans to the platform and it\u2019s over 30% more than in October \u201920. The total count of loans grew to 864 831. Thus, we managed to fund 7m eur worth of loans last month which means that this number has grown over 25% compared to October 2020. We are very pleased with our active investors and look forward to increasing these numbers with the help from all of you.<\/p>\n

We also have some new financial knowledge related content to share with you. We are currently dedicated on showing you the \u2019why\u2019 and the \u2019how\u2019. We have recently published blog posts such as Why You Should Start Investing While You\u2019re Still Young<\/a>. We all know that the best time to start investing was yesterday and the next best time is now. This blog post gives a good overview of the topic and gives actual numeric examples about the difference between starting to invest while you\u2019re 25 vs 35 years old.<\/p>\n

Another great piece we published at the start of\u00a0 this week is titled How to Minimise Your Monthly Expenses<\/a>. It will help you get started in monitoring and taking control over your expenses as well as help you build healthy habits in terms of money and spending. But it will also start a conversation around a topic that is vital to have control over when you want to become financially secured \u2013 debt. Here\u2019s a little take from the post:<\/p>\n

As much as possible, you should try to return these high-interest loans sooner or refinance them. To reduce your monthly payments by reducing the interest rate. We\u2019ll actually get more into this topic in the following weeks. But in terms of reducing your monthly expenses it doesn\u2019t get any clearer \u2013 get rid of bad debts as soon as you can manage.<\/p><\/blockquote>\n

As it\u2019s such an important topic when talking about financial wellness, we’ve decided to prepare some additional posts that we will share in the next couple Mondays. We’ll be digging a little deeper into the context. As a little teaser we can already say that you\u2019ll be able to get into some different strategies on dealing with your debt.<\/p>\n

That\u2019s all for today. If you have any thoughts on how to improve Swaper, we are always happy to hear from you.<\/p>\n

 <\/p>\n

Keep well!<\/p>\n

Your Swaper team<\/p>\n","protected":false},"excerpt":{"rendered":"

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